Equifax Authorised Partner

Your Credit Health,
Finally Clear

Access your full Equifax credit report, get AI-powered insights, and work with India's most trusted credit advisors — all in one place.

RAPSMKDV

12,400+ clients have improved their
credit score with CHI this year

Your Credit Score
0
CIBIL Score
✦ Good Range
↑ 34 pts
This Month
98%
On-time Payments
68%
Credit Utilization
4 yrs
Credit Age
📈
Score improving
+34 pts this month
🔔
New alert
Equifax report ready
12K+
Clients Served Across India
+94
Avg Score Points Gained
96%
Client Satisfaction Rate
10+
Years of Credit Advisory
How It Works
Three steps to a healthier credit score

No jargon. No complexity. Just a clear path from where you are to where you want to be.

1
Get Your Credit Report

Access your full Equifax credit report instantly. We are an authorised Equifax partner, so your data is handled with the highest standards of security and compliance.

2
Understand Your Score

Our AI advisor analyses your report in seconds — identifying the exact factors affecting your score and ranking them by impact, so you know where to focus first.

3
Work With an Expert

A dedicated credit advisor creates your personalised action plan, guides you through every step, and monitors your progress until you reach your target score.

Credit Reports & Packages
Choose Your Starting Point

Official Equifax reports delivered instantly. Secure. Verified. Actionable.

📄
Credit Score Report

Your CIBIL score with a brief summary of key factors affecting it.

99 one-time
  • CIBIL/Equifax credit score
  • Score range classification
  • Key factors summary
  • Digital delivery within minutes
🏦
Loan Advisory

Full credit review, loan eligibility assessment, and lender matching for your profile.

999 one-time
  • Full Equifax report included
  • Loan eligibility deep-dive
  • Lender shortlisting
  • Two expert consultations
  • Application support
1
Your Details
2
Verify
3
Payment
4
Done

Your Details

We need a few details to fetch your Equifax report securely.

Verify Your Identity

We've sent a 6-digit OTP to your registered mobile number.

OTP valid for 10 minutes. Resend after 30 seconds.

Complete Payment

Secure payment powered by PayU. Your card details are never stored.

Credit Health Package ₹499
Equifax report fee Included
GST (18%) ₹90
Total ₹589
💳 Card
📱 UPI
🏦 Net Banking

🔒 Payments secured by PayU. 256-bit SSL encrypted.

Payment Successful!

Your order has been confirmed. Your report is being fetched from Equifax.

What happens next?
Your full credit report will be emailed to you within 5–10 minutes. You can also access it directly from your CHI dashboard.
Your Dashboard
Everything in one place

Track your credit health, access your reports, and monitor your progress — all from a clean, intuitive dashboard.

CreditHelpIndia
RS
Rahul Sharma
Equifax Credit Score
672
↑ +34 pts this month
98%
On-time Payments
68%
Credit Utilization
4 yrs
Average Credit Age
3
Accounts in Good Standing
2
Missed Payments (12m)
5
Total Credit Accounts
Recent Activity
📊
Credit Health Package
15 Apr 2025
₹499
Delivered
📄
Equifax Credit Score Report
02 Mar 2025
₹99
Delivered
All Orders
📊
Credit Health Package
Order #CHI-2025-0412 · 15 Apr 2025
₹499
Delivered
📄
Equifax Credit Score Report
Order #CHI-2025-0198 · 02 Mar 2025
₹99
Delivered
🏦
Loan Advisory Service
Order #CHI-2025-0521 · 17 Apr 2025
₹999
Processing
Account Summary
Total Accounts5
Active Accounts3
Closed Accounts2
Credit Age4 yrs 2 months
Last Updated15 Apr 2025
Payment History
On-time Payments98%
Missed (Last 12m)2
Settled Accounts0
Write-offsNone
Credit Utilization
Overall Utilization68%
Recommended Max30%
Total Credit Limit₹3,20,000
Amount Used₹2,17,600
Loan & Credit Types
Credit Cards2
Personal Loans1
Home LoanNone
Auto Loan1
Subscription Plans
Ongoing Credit Health Monitoring

Your credit score changes every month. Stay ahead of it — automatically.

Starter
0
Free forever

Get started with the basics. Understand your score and take your first steps.

  • Monthly credit score update
  • Basic report access (last 30 days)
  • Score trend chart
  • Educational credit resources
  • Email alerts for major changes
Elite
599
per month

Maximum visibility and support. For those with complex credit situations or ambitious goals.

  • Daily score monitoring + alerts
  • Full Equifax report (monthly)
  • AI analysis — unlimited priority
  • Unlimited expert consultations
  • Dedicated advisor assigned
  • Loan application support
  • Credit card & loan introductions
  • 24/7 WhatsApp support

All plans include a 7-day free trial. Cancel anytime. No hidden fees.

Ready to take control of your credit?

Start with a free credit score check or speak to one of our advisors. No commitment. No pressure.

👋 Need help with your credit score?
1
🤖
CHI AI Advisor
Online · Typically replies instantly